Is Your Business Covered If Your Employee Has An Accident

Is Your Business Covered If Your Employee Has An Accident

Workers Compensation Insurance Injuries can hurt in more ways than one Owning a business is not an easy task and comes with a lot of responsibility.

Workers Compensation Insurance

Injuries can hurt in more ways than one

Owning a business is not an easy task and comes with a lot of responsibility. Responsibility towards your employees, vendors and visitors by providing them with a safe and secured working environment.

According the state reports, a total no of 42 fatal work injuries were accounted in San Francisco of which 33 percent accounted for all on-the-job fatalities in the state. Workplace injuries can have a huge impact on the business, whether in the form of reduced productivity, loss in sales, lower staff morale or even business closure.

As stated above it is the responsibility of management to provide a safe working environment by taking all necessary steps to keep minimize risks and accidents. However, regardless of strict business’ procedures, training and working practices, the element of risk can never be completely removed from the workplace. Hence, getting your business covered in situations of workplace accidents is of outmost priority.Without an adequate commercial liability insurance, a business could be liable for crippling legal costs.

Fortunately, at Sandy B Lee’s Insurance Agency we have a way to protect businesses from a lawsuit and employees from loss of income. Just purchase the Workers Compensation Insurance.

At Sandy B Lee’s Insurance Agency she offers Workers’ Compensation Insurancefor Employee pays benefits to employees who have been injured on the job.These benefits help cover medical costs and make up for income lost while the injured employee recovers. The policy pays benefits to the employees for a variety of situations that may result from a workplace injury like:

  • Death benefits.
  • Permanent disability.
  • Medical treatment.
  • Temporary disability.

The policy also protects the employers or the business owners if they are found civilly liable for employee injuries that arise out of and in the course of employment. Employers’ liability coverage helps protect the business against common-law claims such as:

  • Consequential bodily injury to a family member of the employee.
  • Care and loss of services.
  • Certain types of third-party claims.

Just write to us at sandy@sandyblee.com and we will help you protect your business with Sandy B Lee’s Insurance Agency, protecting you against future claims that could put it in jeopardy.

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