Things To Know About Augmented Reality Insurance Risks

Things To Know About Augmented Reality Insurance Risks

With the advent of technology there are lots of new things happening in our day to day lives. While technology has by far made our lives easier, its o

With the advent of technology there are lots of new things happening in our day to day lives. While technology has by far made our lives easier, its overdose has definitely made us go hugger-mugger. One of the best examples is reality games that get into our imagination and make us live in a virtual world. Pokemon Go, Harry Potter are few such reality games that make us get into the soul of the game and create a virtual world around us.

The popularity and sensation of a virtual reality game like Pokemon Go took the whole of America into a joyride. People were seen getting down to the streets and catching Pokemon characters. Few were even seen aimlessly following the GPS and finally landing into water or sometimes to a hill. The clever strategy that the makers of the game followed to grab in more users for the game made it quite popular among the gamers, however it came with several risks as well.

The convergence of the fictitious world into our real world is definitely appealing, but it also comes with its own flaws. The risk of getting bodily injuries, damage of properties and even groping and molestation also arises. So basically it is not just an app, but a move for life. There are insurance coverage being provided to the users of the app who are likely to get hit by the outcomes of such incidents.

So what are the augmented reality insurance risks one is exposed to and what coverage you should have in order to avoid it?

Damage To Property

The higgledy-piggledy games require fetching a hotspot where you can find your required characters. So there is very possibility that you may bump into someone’s property and damage it. A general liability insurance would come into play for such a scenario.

Theft or Hacking of Personal Information

Data breaching is a common term nowadays as most of us are exposed to the virtual world of internet. A cyber liability insurance policy can cover up for the theft of third party information and it can also compensate for the loss of personal data that gets stolen sometimes due to a malware.

Injury To Body

Virtual reality games like Pokemon Go and Harry Porter have made the users enter into places where you would not think of getting into if living in a real world. People are seen getting into fights and also drivers bumping into cars. A general liability insurance would cover up for the bodily injuries that are brought by a third party while playing these games. Medical costs and damages are also covered under such a policy.

While playing the games there is the risk from predators getting into tiffs with gamers and also coming in contact with children and women. There can be the risk of potential molestation and abuse. Insurance companies are also giving coverage against such acts from the predators.

Whether it is Pokemon Go or Harry Porter, the risk to life, property and health via augmented reality is always there. So with the help of the cutting-edge technology and insurance, better protection strategies can be created for the users of such games.

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