BUSINESS OWNERS INSURANCE POLICY - WHY EVERY BUSINESS NEEDS A ONE! “There are risks and costs to action. But they are far less than the long range ri
BUSINESS OWNERS INSURANCE POLICY – WHY EVERY BUSINESS NEEDS A ONE!
“There are risks and costs to action. But they are far less than the long range risks of comfortable inaction.” – John F. Kennedy
As a business owner, you probably realize that owning and operating a business comes with a lot of liabilities, where you have a lot to protect (whether it be a laptop, office furniture or a warehouse of goods) considering the right small business owners policy (henceforth BOP) can be of vital importance for your continued success.
At Sandy B Lee’s Insurance Agency, all agents are independent business owners, who understand the needs of other small businesses. That’s why we are so passionate about what we do. We understand that a right blend of insurance and financial products is vital for the growth of your business. This is when you may consider purchasing a Business Owners Policy instead.
BOPs are tailored made policies for all small to medium-sized businesses (from restaurants to auto shops, start-up firms to health clinics), keeping in mind the kind of protection you want for your buildings and business property (depending on an individual’s specific need).
As you know, your business represents a huge financial investment. But what you may not know is that the risks can be just as big if your business assets aren’t properly protected.
That’s why we offer the following coverages:
1.Business Auto :
For businesses operating in the space of Wholesale, Retail Supply chain distribution or logistics operations, Sandy B Lee’s Insurance Agency has just the right product for you which would help protect your business vehicles at time of crisis.
2.Business Personal Property :
Business Personal Property is the type of insurance which offers protection on the property your business owns, has leased or rented, including possessions like furniture, fixtures, goods/inventory, equipment, etc.
3.Loss of income :
Loss of income at Sandy B Lee’s Insurance Agency typically means that coverage would be provided for loss of income and any necessary extra expense to avoid or minimize the loss that has resulted from a partial slowdown or cessation of the insured business during the time needed to repair or replace damaged property. The coverage would also include pay for “ordinary payroll expenses” for 90 days following the date of covered accidental direct physical loss.